Current Market Rates

Canada Bond & Lending Rates

Understanding market conditions is an important part of making informed financing decisions.
Use the current benchmark rates below as a general reference when evaluating commercial mortgage opportunities.

CANADA HOUSING TRUST (CMB)

Bond Rates (As of 10/22/2026)

Product
Rate
5 - Year
3.73%
10 - Year
4.16%

GOVERNMENT OF CANADA (GOC)

Benchmark Bond Rates (As of 10/22/2026)

Product
Rate
5 - Year
3.53%
10 - Year
3.80%

CANADIAN PRIME LENDING RATE

Average Bank Lending Rate (As of 10/22/2026)

Product
Rate
October 2026
4.45%